Money, Money, Money, must be funny in a rich man香蕉视频直播檚 world.
For many of us, finances, tax season and budgeting are less 香蕉视频直播渇unny香蕉视频直播� and more stressful. As with most stressful topics, many people shy away from discussing, learning about or changing their habits around finances. To make this particular money chat more fun we香蕉视频直播檝e opted to take a more unconventional approach.
We香蕉视频直播檝e employed the lyrical genius of 1970s Swedish pop sensations ABBA to make this money talk a little less serious and a lot more fun. Try to figure out how many ABBA lyrics we香蕉视频直播檝e managed to work in and by the end you香蕉视频直播檒l hopefully walk away with new ways to keep some extra money in your pockets. (If not, at least it was more fun to read, right?)
DIY Tax kits from TurboTax:
Does your mother know that you香蕉视频直播till can香蕉视频直播檛 do your own taxes?
If you香蕉视频直播檝e been working all night and working all day to pay the bills you have to pay, you should probably be getting your T4s in the mail soon. Have you ever considered doing your taxes yourself? It香蕉视频直播檚 not as complicated as you might think with online DIY tax programs like . Skip the wait times and appointments this year and pick up an easy tax preparation kit from the . Find a wide range of options and prices available to meet the needs of most Canadians, from their basic kit ( ) to their , which includes support for investments and rental property income!
Taxes aside, everyone is looking for ways to save money this winter. But, you don香蕉视频直播檛 have to leave, you don香蕉视频直播檛 have to go香蕉视频直播o Las Vegas or Monaco香蕉视频直播�.to win a fortune in a game, so your life will never be the same香蕉视频直播nstead try one or two of our top suggestions to save money in 2023.
(We香蕉视频直播檝e also included some finance-related best sellers near the end and if you want to offset the stress of money-related reading you could always try some self-care suggestions from our .)
Budgeting planners and cash diets:
Knowing me, knowing you 香蕉视频直播� we both have terrible spending habits, but there is something we can do!
The first step in gaining better control of your bank account is knowing where you香蕉视频直播檙e spending and where you can make changes to save money in your day-to-day life.
Cash diets have long been a popular way to get your finances under control. Spending cash rather than using a card or an app on your phone or smartwatch makes a stronger connection in your brain. People think twice about spending cash and tend to spend less than when they use cards or similar methods instead. Additionally it香蕉视频直播檚 also much easier to organise a tangible item than it is a virtual one.
offers an that even has space for expense tracking, notes and pockets if you want to take the cash diet approach to budgeting.
They also offer separate that are water- and tear-resistant and come with a carry pouch and their own expense sheets to further organise your money and your monthly, weekly and daily expenses.
The viral 100-envelope, 100-day challenge:
I have a dream, a song to sing, To help me cope with anything香蕉视频直播nd that dream is a savings account!
If you香蕉视频直播檙e looking for a savings hack that actually works, the 100 envelope challenge is a popular online approach to savings that香蕉视频直播檚 blissfully easy to follow. And if you香蕉视频直播檙e successful, well let香蕉视频直播檚 just say香蕉视频直播he winner takes it all!.
First things first! You香蕉视频直播檒l need . These work well as they have no windows and are easy to seal (so you won香蕉视频直播檛 be tempted to cheat!).
The rules are simple:
- Day 1 香蕉视频直播� Put $1 in the first envelope.
- Day 2 香蕉视频直播� Put $2 in the second envelope.
- Day 3 香蕉视频直播� Put $3 in the third envelope香蕉视频直播�
Like we said, simple right? Day 80 and you香蕉视频直播檙e putting $80 in the 80th envelope and by day 100 you香蕉视频直播檒l have $5,050 in total.
Another variation is to pre-number each envelope and then pick whichever one you can swing on that given day (this approach can be easier if you have more money at certain times of the month and want to plan ahead to make sure you香蕉视频直播檙e not having to put away $90 on a tight week).
The biggest problem people have with this challenge is the cash香蕉视频直播any of us don香蕉视频直播檛 carry it anymore. You can complete this challenge through online banking and move the money over to savings everyday (if you don香蕉视频直播檛 incur bank fees) but there香蕉视频直播檚 some logic behind using cold, hard, physical cash.
By using physical money, you香蕉视频直播檙e less likely to 香蕉视频直播渃heat香蕉视频直播� and borrow from your envelopes, especially if you香蕉视频直播檙e sealing them up and can香蕉视频直播檛 see the money inside (out of sight, out of mind).
Best-selling books on finances and budgeting for 2023:
Books on finances, budgeting and generating more income are in no short supply but we香蕉视频直播檝e narrowed down our top picks based on popularity and over-all reviews!
Slipping through your fingers all the time香蕉视频直播t香蕉视频直播檚 never too early to set them up for financial success!
You made it! Congratulations and for those keeping count香蕉视频直播� we managed to slip in a total of nine ABBA lyrics, not too bad for a finance article, if we do say so ourselves.
Don香蕉视频直播檛 forget to check out our 2023 health and wellness trends, and how to put your personal health and wellness first this year!
Hasta ma帽ana 香蕉视频直播榯ill we meet again.
