A financial plan consists of many moving parts. With that in mind, it香蕉视频直播檚 crucial not only to review those elements regularly, but to do so with someone you trust to help you understand your options and determine a plan best-suited for you and your goals.

As you review your financial plans, it香蕉视频直播檚 incredibly important to have a that makes sense for your situation.

No matter your long-term goals, whether purchasing a first home, for example, downsizing, or paying off your mortgage sooner, can help you get there.

What does refinancing look like?

With the current state of the economy, one benefit of refinancing your mortgage now is taking advantage of lower interest rates, explains Allison Rupitz, Senior Financial Advisor at the Valley First Orchard Plaza branch.

As mortgage refinancing can look different for everybody, the knowledgeable team takes a proactive approach, adapted to each client香蕉视频直播檚 unique situation.

By running comparables, calculations can help determine whether you should pay a penalty to adopt a low interest rate, if you香蕉视频直播檒l be able to make up the cost in one term.

It香蕉视频直播檚 important to note that refinancing isn香蕉视频直播檛 always about the term and rate. Renegotiating your existing mortgage loan can allow you to pull equity out of your property as well.

Weighing the pros and cons of each options, clients have the information they need to make the best choice for their needs and circumstances.

Valley First believe香蕉视频直播檚 in acting locally, and making decisions from across the desk, not from across the country. They are proud to give their members simple advice and expert solutions, for all your banking needs.

If it香蕉视频直播檚 time to consider refinancing your mortgage, contact Valley First Member Advice Centre to book an appointment (1-888-597-8083). Appointments with Financial Advisors are available by phone, by Microsoft Teams, or in the branch (with protective safety protocols in place).

While life can be unpredictable, trust the professionals at Valley First, a division of First West Credit Union, to help you make the best bang for your mortgage buck, and to reach your financial goals, no matter your stage of life.

Visit them to learn more.